Teeny Plan

The bare bones financial plan

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All values in today's dollars

Your timeline

Current age

Retire at age

Money lasts until age

Already saved (today's $)

Global assumptions

Annual investment return 7%

Annual inflation 3%

Savings scenarios

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Nominal balance

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Future dollars

Real balance

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Today's dollars

Total contributed

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Across accumulation

Real interest earned

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Today's dollars

Accumulation

All values in today's dollars (inflation-adjusted)

Withdrawal (today's dollars)

SPEND TO ZERO · TODAY'S DOLLARS

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per year (today's $) · balance reaches $0

PRESERVE BALANCE · TODAY'S DOLLARS

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per year (today's $) · principal stays intact

Withdrawal (spend-to-zero)

Today's dollars · all scenarios combined